NINETEENTH ANNUAL REPORT 21 development, and growth of commerce is studied and its influence upon the world's civilization is traced, ending with the two great eras: the age of steam and the age of electricity. OFFICE PRACTICE AND BANKING.This is a continuation of Bookkeeping. Higher, more complicated and special forms of bookkeeping and practical office work are studied. The student enters the bank and is given practical experience in conducting an actual banking business; in turn occupying the different positions in the bank. PENMANSHIP.The object of this course is to develop, through proper exercises, a plain, easy, and above all, legible business handwriting. PHONOGRAPHY I.The most part of the year is devoted to the study and complete mastery of the system, practicing for accuracy, legibility and ease in writing and reading. During the remaining time dictation is given, whit accuracy still the paramount thought PHONOGRAPHY II.After a review of the text the student goes immediately to dictation, practicing for speed, and as he progresses takes more difficult matter including correspondence of great variety, legal forms, circulars, speeches, etc. TYPEWRITING.Typewriting is a sister art with shorthand. No shorthand writer is what he should be unless he is skilled in the use of the typewriter. Students are drilled in the transcription of their shorthand notes, in commercial correspondence, legal forms, envelope directing, etc. Students are given also dictation for the acquiring of a high rate of speed. SPELLING.In this course special attention is given to commercial and legal words but not to the exclusion of the miscellaneous terms. The aim is to give the ear as well as the eye a carefull training to the right formation of the word. Correct pronunciation and definitions are prominent features of the course. ENGLISH.For outlines of English subjects, see outlines of English subjects. MATHEMATICS.For outlines of mathematical subjects, see outline of mathematical subjects.