64 WEBER ACADEMY, OGDEN, UTAH is followed by a thorough treatment of percentage and interest, and their application to commission, insurance, bank discount, stocks and bonds, averaging accounts, partnership, settlements, etc. Rapid CalculationMany people who have a good knowledge of the principles of arithmetic are not apt in applying it in business because they work slowly and use long methods. Ability to make quick calculations is essential in a busines man. Frequent drills in rapid accurate adding, short methods in multiplication and division, quick mental work in fractions, percentage, interest, and profit and loss, are given. Mcintosh's Tablet in Rapid Calculation is used. Business CorrespondenceAfter the mastery of letter forms and fundamental principles of letter writing the student is given practical work in conducting all kinds of business correspondence. Commercial LawThis course comprises a study of those matters of law that have constant application to business lifecontracts, negotiable instruments, liens, guaranty and suretyship, interest and usury, sale of personal and real property, warranty, bailment, agency, partnership, joint stock companies and corporations, insurance, common carriers, attachment, stoppage in transit, real estate, banking, taxes, distribution after death, property rights, etc. Commercial Geography-A study of the commerce and leading industries of the world, treating of the influence of geographical location, relief, soils, and climate, in determining the character of natural resources; the development of greater industries; the location of commercial and industrial centers; and routes of trade. WEBER ACADEMY, OGDEN, UTAH 65 History of CommerceThe test in commercial geography presupposes some general knowledge of political and commercial history as preliminary to the study of the present trend of commerce. For this reason the history of commerce is given. The origin, early development, and growth of commerce is studied, and its influence upon the world's civilization is traced, ending with the two great eras: the age of steam and the age of electricity. Penmanship The object of this course is to develop, through proper exercises, a plain, easy, and above all, legible business handwriting. Shorthand IThe most part of the year is devoted to the study and complete mastery of the system, practicing for accuracy, legibility and ease in writing and reading. During the remaining time dictation is given, with accuracy still the paramount thought. Shorthand IIAfter a review of the text the student goes immediately to dictation, practicing for speed as he progresses, takes more difficult matter, including correspondence of great variety, legal forms, circulars, speeches, etc. TypewritingTypewriting is a sister art with shorthand. No shorthand writer is what he should be unless he is skilled in the use of the typewriter. Stu-dents are drilled in the transcription of their shorthand notes, in commercial correspondence, legal forms, envelope directing, etc. Students are given also dictation for the acquiring of a high rate of speed.