RATE OF INCOME ON STOCKS.Purchased at the following prices (par value being 100), and bearing interest at the following rates.BUSINESS LAW IN DAILY USE.The following compilation of Business Law contains the essence of a large amount of legal verbiage:A note by a minor is void.It is a fraud to conceal a fraud.A note made on Sunday is void.Ignorance of the law excuses no one.A contract made with a minor is void.A contract made with a lunatic is void.The acts of one partner bind all the rest.Notes bear interest only when so stated.An agreement without consideration is void.A receipt for money is not always conclusive.The law compels no one to do impossibilities.Contracts made on Sunday cannot be enforced.Signatures made with a lead pencil are good in law.Principals are responsible for the acts of their agents.No consideration is sufficient in law if it be illegal in its nature.Checks or drafts must be presented for payment without unreasonable delay.If the time of payment of a note is not inserted, it is held payable on demand.A note obtained by fraud, or from a person in a state of intoxication, cannot be collected.If the drawee of a check or draft has changed his residence, the holder must use due or reasonable diligence to find him.A note indorsed in blank (the name of the indorser only written) is transferable by delivery, the same as if made payable to bearer.Each individual in a partnership is responsible for the whole amount of the debts of the firm, except in cases of special partnership.If a note is lost or stolen, it does not release the maker; he must pay it, if the consideration for which it was given and the amount can be proven.Checks or drafts should be presented during business hours, but in this country, except in the case of banks, the time extends through the day and evening.Value received is usually written in a note, and should be, but is not necessary. If not written it is presumed by the law, or may be supplied by proof.If one who holds a check as payee or otherwise, transfers it to another, he has a right to insist that the check be presented that day, or, at farthest, on the day following.The maker of an accommodation bill or note (one for which he has received no consideration, having lent his name or credit for the accommodation of the holder) is not bound to the person accommodated, but is bound to all other parties, precisely as if there was a good consideration.ECLIPSES FOR THE YEAR.In the year 1923 there will be four Eclipses, two of the Sun and two of the Moon.I. A PARTIAL ECLIPSE OF THE MOON, March 2-3. The beginning visible generally in North America except the extreme north western part, South America, Europe, Africa and western Asia, the ending visible generally in North and South America, Europe and Africa except the eastern part. Occurring as follows First contact of shadow, 54 degrees from the north point of the Moon s limb toward the east.Magnitude of eclipse, 0.376 (Moon s diameter, 1. 0).II. AN ANNULAR ECLIPSE OF THE SON, March 17. Invisible to North America. Visible to the southern halves of South America and Africa.III. A PARTIAL ECLIPSE OF THE MOON, August 26. The beginning visible generally in North America except the extreme northeastern part, the western part of South America, Australia except the extreme western part and the extreme northeastern part of Asia; the ending visible generally in North America except the eastern part, Australia and the eastern part of Asia. Occurring as follows:First contact of shadow, 40 degrees from the south point of the Moonlimb toward the east. Magnitude of eclipse, 0.168. (Moon s diameter, 1.0).IV. A TOTAL ECLIPSE OF THE SUN, September 10. Visible to North America, the northwestern part of South America, and the extreme northeastern part of Asia. The path of totality extend across North America from San Diego, Cal., to Tampico, Mex. Occurring as follows: