The Non-givers of the world fall into two categories. First, the unfortunate who do not have the capacity to give either of their substance or their services. Second, the even more unfortunate who have the capacity but embrace every excuse not to share their largesse with others, preferring to squander it on less worthy causes, namely themselves. They occupy more ground than they deserve! Like those of you here today I come from the Giver Group and I come by this naturally, for I am related to or associated with those who were like-minded. Among those who come quickly to mind - My aunt Phyllis Wattis, my cousin Bill Kimball, my aunt Ruth Mitchell, my former associates on the Board of Directors of the company for which I toiled who gave Stanford University some four buildings, seven endowed professorships and