Rotary Luncheon - 7 - from those who will resist for reasons of self-interest. Then we must expect resistance from the skeptic, for human nature, by and large, is so made up, that superhuman tasks as those accomplished in San Francisco in the last 100 years are not faced willingly by all segments of any people, even San Francisco's vital, cosmopolitan population. The doubt of the skeptic places him, for the moment, much closer to the trunk of the tree and less out on the limb than the vision of the dreamer, particularly the dreamer who dares to dream big dreams. I don't for a minute discount the useful role played by the skeptic in challenging the new concepts placed before him and insisting upon proof that the dream can be translated into a practical and beneficial reality. If the dreams are sound, the sincere skeptic can be convinced, and he will have performed a useful service in making certain that effort has not been needlessly expended in seeking lands of false promise. But let's not confuse the sincere skeptic with the doubter who is merely stubborn or ignorant, for the latter is an obstacle to progress, a road block that must be removed. Having defined the problem and decided upon the plan of attack, the next 3tep in the solution of our problems is to work the plan. This requires hours of work from men and women who will perform it efficiently, either for rewards in money or out of a sense of civic responsibility or both. And it is in this very important area that many of our failures are registered, for most of us are necessarily preoccupied to a large extent with the demands of our business and personal life and have very little time to devote to solving those problems where the benefits to us may be very real in the long run but where the short-term pay-off is not so clear. It is a failing, and a very human failing indeed, that all of us are quick to talk about what should be done and far slower to actually be willing to do something about it. We xxxxxx hope against hope that somehow someone