EXPLANATION Find first the Year of the Century and in line with that figure at the right, in the proper column under the heading Centuries, will be found the Dominical Letter of the year. Then in the table headed Dominical Letter and in line with the proper Month find the letter previously determined. Run down this column until you are in line with the proper Day of the Month and at the intersection you will find the Day of the Week. In Leap Years the Dominical Letters for January and February will be found in the lines where these months are printed in italics. EXAMPLES On what day of the week did January 5, 1891, fall For 1891 the Dominical Letter is D. After finding this letter opposite January in the upper right hand table, and running down that column until you are opposite 5 (the day of the month), you will find Monday. For January 1, 187G, the Dominical Letter is A. Under A. and in line with 1 is Saturday. Notes do not bear interest unless it is so stated. If a note is lost or stolen, the maker is not released if the consideration and amount can be proved. Demand notes are payable when presented, without grace, and bear legal interest after a demand, if not so written. An endorser on a demand note can be held only for a limited time, variable in different States. To be negotiable a note must either be made payable to bearer or be properly endorsed by the person to whose order it is made. If the endorser desires to avoid responsibility, he can endorse without recourse. Notes becoming due on Sunday or a legal holiday are usually payable on the day following. A note made on Sunday, or one dated ahead of issue, is void, but it may be dated back. If a note is altered in any way by the holder it becomes void. A note made by a minor is void in some States and is voidable on judicial decision in others. A contract with a minor or a lunatic is void. If a note is not paid when due, the en liability if not served with a notice of its dishonor within 24 hours of its nonpayment. If a letter containing notice of protest of nonpayment be put into the Post Office, any miscarriage does not affect the party giving notice. Notice of protest may be sent either to the place of business or residence of the party notified. A note obtained by fraud or given by an intoxicated person cannot be collected. Signatures with lead penicil are good in law. The acts of one partner bind the others. Bach individual in a partnership is responsible for all the debts of the firm except in the case of a limited partnership. The word limited in connection with firm names indicates a limitation of responsibility for each member. An agreement without consideration of value is void. Value received should be written in a note, but it is not necessary. When not written, it is presumed by law or may be shown by proof. A consideration is not sufficient in law if it is illegal in its nature. A receipt for money is not legally conclusive.