Let's start right here at home. Most of you are sprawled by the fire trying to solve the unsolvable, namely how to be comfortable on a bed of pine boughs. Prone, you're not in pain but can't see the show and risk getting a foot in your face by a fellow Bohemian exercising his right to arrive late and seek the best unreserved seat in the house. Sitting erect in time produces leg cramps, backache, or both. Yet you are surrounded by members of The Old Guard, who sit in relative comfort on the benches - a reward for longevity and forty years of membership. Membership in The Old Guard becomes increasingly hard to come by. In 1946 a Bohemian friend nicely volunteered to put me up for membership. I was flattered but declined on the grounds that I wasn't sure I could afford it financially. His retort was: "Don't worry. That's no problem. You won't get in for a year." It took seven years for my fortunes to change so that I felt secure enough financially to seek membership. Ten years later I was admitted. Now a member for 22 years, I will be eligible for The Old Guard at 89 years of age. Given the much longer period of time the applicant must now spend on the Waiting List, a brand new Bohemian may find the Old Guard an impossible dream. But for those of us already in the Club I urge you with all my powers of persuasion to strive for membership in The Old Guard. The alternative is simply unacceptable! Then there is Medicare, buses and street cars you can ride for a nickel, (I've taken full advantage of this twice in the six years I've been eligible), life insurance that's all paid but won't fulfull its earlier promise of caring for your old age, additional life insurance that is unavailabale now the odds are in your favor, and - best of all - Social Security. I entered the work force in 1938, grateful to the large oil company that hired