BUT JOHN G. MCCOY IS NO ORDINARY RUN-OF-THE MILL BANKER. FOR THE MOST PART BANK MANAGEMENT HAS BEEN MARKED IN GREAT MEASURE BY IMITATIVE MANAGEMENT - A SORT OF A FOLLOW-THE-LEADER SYNDROME. MAYBE BECAUSE IT HAD BEEN TRUE HISTORICALLY THE LEADERS WERE PRESUMED TO BE IN THE MONEY-CENTER BANKS. THIS WAS GIVEN ADDED CREDENCE WITH THE EMERGENCE OF WALTER WRISTON AT THE CITIBANK WHO DARED TO BE DIFFERENT, WAS WILLING TO CHALLENGE THE REGULATIONS, AND HIS SUCCESS MADE HIM THE ROLE MODEL FOR THOSE, ALAS, WITH LESSER SKILLS AND THUS SOMETIMES DIFFERENT AND DISASTROUS RESULTS. MANY A BANKER HAD HIS EYES FOCUSED ON THE WRONG TARGET. OUT IN COLUMBUS, OHIO, JOHN G. MCCOY WAS DOING HIS OWN THING - A BANKER, BUT FIRST, LAST, AND ALWAYS A SOUND INNOVATIVE BUSINESSMAN. HIS RECORD SPEAKS FOR ITSELF. DURING HIS TENURE THE CITY NATIONAL BANK & TRUST COMPANY BECAME BANK ONE OF COLUMBUS WHICH IN TURN SPAWNED THE HOLDING COMPANY BANC ONE CORPORATION WHICH TIME MAGAZINE ACCURATELY CHARACTERIZED AS, AND I QUOTE: "THE MOST ADVANCED FINANCIAL INSTITUTION IN THE U. S. " CLOSE QUOTE. 12.