2 IN THE BEGINNING GOD CREATED THE WORLD AND SHORTLY THEREAFTER POPULATED IT WITH PEOPLE WHOM HE DIVIDED INTO TWO CLASSES - THE GIVERS AND THE NON- GIVERS. HE ALSO LET IT BE KNOWN THAT "IT IS MORE BLESSED TO GIVE THAN TO RECEIVE" BUT A LOT OF PEOPLE FAILED TO GET THE MESSAGE. THIS PROBLEM IN COMMUNICATIONS CAN BE DOCUMENTED BY THE POOR STATISTICAL CORRELATION BETWEEN THE RECENTLY PUBLISHED LISTS OF THE 100 WEALTHIEST SAN FRANCISCO INDIVIDUALS AND THE LISTS OF MAJOR DONORS TO THE OPERA, THE SYMPHONY, THE GREAT UNIVERSITIES, AND CHARITABLE ENDEAVORS. THE GIVERS OF THE WORLD HAVE TWO CHARACTERISTICS. FIRST, THEY HAVE THE CAPACITY TO GIVE EITHER OF THEIR SUBSTANCE, THEIR SERVICES, OR BOTH. SECOND, THEY HAVE A DESIRE TO GIVE BECAUSE THE ACT OF GIVING MAKES THEM FEEL GOOD AND BRINGS A SENSE OF SATISFACTION THAT THEY HAVE HELPED MAKE THE WORLD A BETTER PLACE. IT IS REASONABLE RENT PAID FOR A SUNNY PLACE ON THE PLANET.